Paying for College

Financial Aid

The Student Financial Aid Office is located in Bladen Hall, Room 121, and is open 8:30 a.m.- 8 p.m., Monday through Thursday and 12-5 p.m. on Friday. Students also may call 301-546-0822 during these hours. Extended hours are available during peak registration periods for the fall and spring semesters.

Students may get questions answered by a staff member using email or by scheduling a virtual appointment. Students can email finaid@pgcc.edu with a simple question that will take 10 minutes or less and a coordinator will respond. 

If the question is more detailed, students can receive assistance by scheduling a virtual appointment using: pgcc.navigate.eab.com.

What Is Financial Aid?

Simply stated, financial aid is any grant, scholarship, loan, or work study offered for the express purpose of helping a student meet education-related expenses. Grants/scholarships are regarded as gift assistance and generally need not be repaid. Loans are borrowed money, offered at various interest rates, which must be repaid over an extended period after the student leaves college or drops to less than half-time enrollment. Funding for financial aid programs is provided by the Federal government, state government, private organizations, and the college. More detailed information is available at http://www.pgcc.edu/paying_for_college/paying_for_college.aspx.

What Is Financial Need?

Many financial aid programs, most notably, federal student aid programs, are awarded to students based on their financial need. Financial need is the difference between the expected cost of attendance at Prince George’s Community College and the student’s or family’s expected ability to pay based on the FAFSA results. (Cost of attendance may include tuition, fees, room and board, books and supplies, transportation, and personal expenses.) The information reported on the application for aid is used in a formula established by the United States Congress that calculates Expected Family Contribution, an amount the student or family is expected to pay toward the student’s education.

Who Is Eligible for Financial Aid?

To be eligible, a student must:

• Be a U.S. citizen or eligible noncitizen.
• Have a valid Social Security Number (unless you’re from the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau).
• Be registered with Selective Service if you are male and 18 to 25 years of age (go to www.sss.gov for more information).
• Have a high school diploma or a General Education Development (GED) Certificate or have completed a high school program in an approved home school setting.
• Be enrolled or accepted for enrollment as a regular student working toward a degree or certificate in an eligible program.
• Not have a drug conviction for an offense that occurred while you were receiving federal student aid (such as grants, loans, or work-study).
• Not owe a refund on a federal grant or be in default on a federal student loan.
• Demonstrate financial need (except for Federal Direct Unsubsidized Loans).
• There are additional eligibility requirements which are program specific.

How to Apply for Financial Aid

The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA). The application may be completed electronically at fafsa.gov. Follow the steps and instructions on the website. To complete the FAFSA, students now need a Federal Student Aid ID, or FSA ID, made up of a username and password. The FSA ID can be created at fsaid.ed.gov. This will provide you with the speediest processing of your application. Be sure to list Prince George’s Community College’s school code (002089) on your FAFSA. Students and parents, if applicable, are encouraged to use the IRS data retrieval option on your FAFSA. If you do not select this option or are unable to use the retrieval option, you will be required to obtain an official tax transcript from the IRS. No copies will be accepted. Some students will be selected to show up in person to sign another statement of educational purpose and show a government issued ID.

The FAFSA must be completed once each academic year for which financial aid is requested. In addition to completing the FAFSA, the student (and his or her parents, if dependent) may be required to provide additional information to verify their eligibility to receive financial aid. The additional information can include official tax transcripts as well other documentation such as proof of citizenship, high school graduation, or other proof to show that the student meets all eligibility requirements.

Financial Aid Application Priority Deadlines

The FAFSA must be received by the dates below for the student to be considered for federal and Maryland state assistance. FAFSAs and other required documents received after March 1 will be considered for federal aid, but funding may be limited. Students who want to be assured that their paperwork will be processed for timely use in a given semester must have all applications and required documents on file in the Student Financial Aid Office by the following priority deadlines:

To meet these priority deadlines, students should complete and file the FAFSA by February 1 for the fall semester and by September 1 for the spring semester. Students whose complete paperwork fails to reach the Student Financial Aid Office by the priority deadlines should be prepared to pay tuition and fees from personal resources. Such payments may later be reimbursed once eligibility for aid has been determined and aid has been paid to the student’s account.

Financing Options

Federal Financial Aid Programs

Federal financial aid programs offered at Prince George’s Community College include the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant (FSEOG), Federal Work-Study, and Federal Direct Student Loans. More detailed information about the federal financial aid programs is available on the Student Aid on the Web, studentaid.ed.gov web site. Choose “Types of Aid” to get current, comprehensive information on these Federal student financial aid programs.

Maryland State Scholarship/Grant Programs

Scholarship awards are made by the Maryland Higher Education Commission to eligible Maryland residents who show academic promise and demonstrate financial need. The deadline for filing the FAFSA is March 1 for the upcoming academic year. Information and applications may be obtained from high schools, the college, or the Maryland Higher Education Commission at 1-800-974-0203 or visit their website at www.mhec.state.md.us. Maryland Part-Time grants may be awarded to part-time, degree seeking Maryland students who are enrolled in six to 11 credits during the fall or spring term. The PGCC Student Financial Aid Office determines award recipients for the Maryland Part-Time grant.

Recipients of the Howard P. Rawlings Program of Educational Excellence Awards (Guaranteed Access Grant, Educational Assistance Grant, and Campus Based Educational Assistance Grant) for at least two years beginning with the 2015-2016 award year and thereafter, will be required to meet certain Credit Completion Requirements to renew state financial aid awards in subsequent years.

For more information on Fast Track to Finish, visit http://www.mhec.state.md.us/preparing/Pages/FinancialAid/EEAProgramChanges.aspx.

Maryland Community College Promise Scholarship

The Maryland Community College Promise Scholarship (MDCC Promise) creates opportunities for students to attend one of Maryland’s public community colleges by providing tuition assistance for any student eligible for in-state tuition up to $5,000. As a “last dollar” scholarship, it covers any remaining tuition and mandatory fees after other grants and scholarships are applied.

For more information on the MDCC Promise, visit https://mhec.maryland.gov/preparing/Pages/FinancialAid/ProgramDescriptions/prog_MDCommunityCollegePromiseScholarship.aspx

Prince George’s County Promise Scholarship

The Prince George’s County Promise Scholarship (Promise) is designed to support students with financial resources beyond federal, state, and private scholarships to complete their education.  The Promise Scholarship is built on the premise that the lack of financial resources, where possible, should not be the deterrent to achieving a post-secondary experience at Prince George’s Community College that culminates in attaining the associate degree or an industry-recognized licensure or credential. The Prince George’s County Promise Scholarship Program will cover tuition and fees for eligible students. For more information, visit www.pgcc.edu/go/promisescholarship.

Prince George’s Community College Foundation Scholarships

Scholarships at Prince George’s Community College are available for new and returning students. Many competitive scholarships are awarded annually to both full- and part-time students. For more information, visit www.pgcc.edu/go/scholarship.

District of Columbia Assistance Programs

Students who are residents of the District of Columbia may qualify for financial assistance from the District Financial Assistance program, D.C. Tuition Assistance (TAG). Students may apply using the D.C. OneApp which is located at www.dconeapp.dc.gov. The application is available on January 1 and must be filed by June 30 each year. Students must apply and meet the program specifications on an annual basis.

AOBA Scholarship Program

The Apartment and Office Building Association of Metropolitan Washington (AOBA) sponsors a number of scholarships that are available for Prince George’s County high school seniors or high school graduates within the last three years, who have been accepted for admission or are enrolled in Prince George’s Community College. Students must have a minimum 2.5 cumulative high school/college grade point average (GPA) and demonstrate financial need. Scholarship recipients will receive $1,500 a semester for up to four semesters. For more information, students should contact the Special Scholarships Office at 301-546-7588 or Scholarships@pgcc.edu.

Honors Academy Scholarships

Students who are academically outstanding and are interested in a rigorous program of study, college and community service, and leadership compete for admission to the Honors Academy. Students admitted to the Honors Academy and who maintain their eligibility receive full tuition and fees scholarships at Prince George’s Community College and financial assistance when they transfer to one of the college’s Honors Academy partnering four-year institutions. For more information about the Honors Academy, visit: www.pgcc.edu/go/honors.

Legacy Scholarships

The Prince George’s Community College Board of Trustees annually awards a predetermined number of scholarships to Prince George’s County high school graduates who demonstrate high academic ability. Beyond the minimum academic criteria of an outstanding student record, students must possess excellent leadership and service-oriented skills. A scholarship selection committee selects eligible students from among those graduates who meet the eligibility requirements and will be attending Prince George’s Community College. This scholarship covers tuition and fees for up to two years. For more information, students should contact the Special Scholarships Office at 301-546-7588 or Scholarships@pgcc.edu.

Health Manpower Shortage Program

Maryland residents who do not live in Prince George’s County but who enroll in one of the college’s designated Health Management Shortage Programs (HMSP) are eligible for in-county tuition rates so long as they remain enrolled in that program. Residents from other states do not qualify for this lowered tuition rate. For complete information, see Tuition and Fees .

Southern Management Leadership Program (Formerly Hillman Entrepreneurs Program)

Students who have a passionate desire to develop into impactful, creative and inspiring leaders may apply for admission to the Southern Management Leadership Program.  Admission is competitive and students in any transferable major can apply.  The program, which is a collaboration with University of Maryland, College Park (UMCP), develops students’ leadership abilities while supporting academic success.  Students who are admitted receive 55 percent of their tuition paid and will receive a textbook scholarship of $500 while at Prince George’s Community College.  Once they complete their associate degrees, students transfer to UMCP to earn their bachelor’s degree.  At UMCP, the Southern Management Leaders will have up to 50 percent of their tuition paid and will receive a merit scholarship of $1000.  Applicants must be U.S. citizens or permanent residents or Deferred Action for Childhood Arrivals (DACA) and Maryland residents.  For more information, call 301-546-0700.

Veterans Benefits

Veteran students who are eligible for educational benefits should contact the Veteran Services Office located in Lanham Hall, Room ___, for more information. Students who are the spouses or children of deceased or disabled veterans should contact the Veterans Administration (VA) at 1-888-442-4551 for information concerning their eligibility and regulations governing their benefits. Benefit information also is available on the VA website: www.gibill.va.gov.

Students planning to use their VA benefits must be aware that the monthly benefits are paid retroactively at the end of each month of attendance in classes. Veterans in programs other than the Post 9/11 GI Bill or the VA Vocational Rehabilitation Program should therefore plan some other way to pay the tuition for their first semester in order to allow ample time (8-10 weeks) for the VA to authorize and award benefits.

Temporary Employment for Students

Contact the Career Services Center, Marlboro Hall, Room 2102, 301-546-0136, to learn more about temporary employment available in the surrounding metropolitan area. Temporary employment is not guaranteed as the number of positions available varies depending on the needs of prospective employers.

Satisfactory Academic Progress (SAP) Requirements for Financial Aid

Students who apply for or receive federal and state financial aid must make satisfactory academic progress toward the completion of course requirements in their degree or certificate programs. Federal and state aid includes grants, loans, work study, and scholarships. Satisfactory academic progress encompasses two measures of academic progress: completion rate and GPA. “Satisfactory academic progress” means that a student must pass and earn the required percentage of all the credit hours, equivalent hours, or combination of both, that he or she is registered for during any term in which aid is received.

Satisfactory Academic Progress Standard for Financial Aid

Students who do not meet the criteria below will be notified via e-mail through the Owl Mail system. Clear step-by-step instructions will be included in this e-mail. It is important that all students pay close attention to the deadlines in the e-mail.

Minimum Standards for All Financial Aid Students

Students who are receiving federal student financial aid are required to maintain satisfactory academic progress (SAP) in their program of study. To maintain SAP students must meet all three of the following standards:

1. Maintain a cumulative GPA as follows:

   Total Credits Attempted	Minimum Cumulative GPA
   1 to 18	1.50
   19 to 31	1.75
   32 to 44	1.85
   45 or above	2.00

2. Complete two-thirds (67%) of all cumulative attempted credits with grades of A, B, C, D, or P.
   
   Note: Attempted credits include credits for withdrawn, repeated, transfer, failed, incomplete courses, developmental, and all courses taken at Prince George’s Community College, regardless of year taken.
    
3. Complete their program of study within the Maximum timeframe (150% of the published length of program). Developmental credits are excluded in determining maximum timeframe.   Maximum timeframe is applied using the most current program.

Evaluation Process

SAP will be evaluated for all students at the conclusion of the spring semester with the exception of the Police Academy. Students who do not meet the three standards described above will be placed on Financial Aid suspension. Students who are suspended from financial aid eligibility due to SAP issues may follow the SAP appeal process to request reconsideration.

SAP Appeal Process

Students must meet with an academic advisor to complete an Academic Plan. The completed Academic Plan, along with a typed appeal is to be submitted to the Student Financial Aid Office for review by the Appeals Committee. The appeal must include a detailed explanation of the circumstances that led to the poor academic performance or additional time needed to complete the degree. Please be sure the student ID number is clearly written on all correspondence submitted. It is recommended that students appealing suspension carefully review their academic transcript to ensure that the overall performance is explained in the written appeal.

All appeals must include:

• The Academic Appeal Request Form
• A typed explanation of why the student failed to meet SAP and what in the student’s circumstances have changed that will allow the student to improve during the Academic Plan
• An Academic Plan (Student Financial Aid Office will receive this directly from the SAP Academic Advisor after the student meets with the Advisor).

Students may submit an Academic Plan Appeal beginning the first Monday in June for the Fall semester.  All appeals must be received by the first Friday in August.  Students who failed to meet the deadline, or who were not enrolled in the Fall semester may submit the Academic Plan Appeal Request Form for the Spring semester ONLY. Students may submit an Academic Plan Appeal beginning the second Monday in October for the Spring semester only. The deadline for submission is the first Friday in December.

Once the Academic Appeal Request Form and all the required documentation (listed above) are submitted to the Student Financial Aid Office, the appeal review process begins.

Additional information may be requested during the appeal process. Students have 14 business days from the date of the additional information request to provide the requested information. Failure to provide requested information may result in a denial of the appeal.

Approved Appeals

Students whose appeals are successful will be placed on financial aid probation and must adhere to the terms of their academic plan. The Student Financial Aid Office will monitor progress. Students must alert their academic advisor if they feel that they cannot meet the terms of the academic plan as outlined. Students can revise their academic plans only once.

Denied Appeals

Students whose appeals are denied will remain on financial aid suspension. Students who are on financial aid suspension are not eligible to receive federal student financial aid but are allowed to continue attending the college at their own expense if they are academically eligible to do so.

Re-establishing Eligibility

Reinstatement of aid eligibility after financial aid suspension is not automatic when students improve their GPA or completion rate. However, students who improve to the point of meeting SAP criteria at any point before the stated end of the academic plan will again be eligible. It is the student’s responsibility to inform the Student Financial Aid Office that he or she has re-established eligibility. This can be done via e-mail from the student’s PGCC student e-mail account.

Treatment of Financial Aid When a Student Withdraws

Students who are awarded Title IV financial aid must earn their aid by attending classes. Federal regulations require that when students withdraw from the college or stop attending classes during a payment period (such as a term) that the amount of the federal student financial assistance received be adjusted to the amount that has been “earned” up to the point the student withdraws or stops attending classes. The amount of assistance earned is determined based on the portion of the payment period that the student completed. For example, if a student withdraws from the college after attending 30 percent of the term, they have “earned” 30 percent of their financial aid. If the student has received less than the aid “earned,” the funds are released; if the student has received more than the aid “earned,” the excess funds must be returned. Once the student has completed 60 percent or more of the payment period, they have “earned” all of the assistance awarded.

If the student must return funds, the funds are returned to the financial aid programs from which the student received funding. Funds are returned in the following order: Federal Direct Unsubsidized Loan, Federal Subsidized Direct Loan, Federal Direct Parent PLUS Loan, Federal Pell Grant, and Federal SEOG.

Treatment of Repeated Courses

Students who receive failing grades in a course may continue to take the course until passing it. (So, no limit on the number of times a course is repeated when receiving the F grade). If a student receives a grade of D or higher or W, the student may take the course one more time and remain eligible for aid. However,  if you enroll for it a third time, there will be no aid for the course.

Other Standards

Financial aid can only be received for a maximum of one year of developmental coursework (30 Credit Hours). Developmental course grades and ESL credit courses are considered in calculating students’ cumulative GPAs, completion rate, and program completion percentage for SAP purposes.

Police Academy financial aid recipients must maintain continuous enrollment in each payment period or period of enrollment to remain eligible for financial aid. Continued eligibility will be based on the number of clock hours completed.

Scholarship recipients must maintain the GPA required by the scholarship provider in order to receive the scholarship funds.

Disbursement

Students who have been awarded financial aid and have completed all necessary steps to receive funds will have their accounts credited toward the cost of tuition and fees. This process will occur Monday, except for holidays and when the college is closed. Any remaining funds after tuition, fees, and bookstore charges (if applicable) will be refunded to the student by Student Accounts. The refund process will occur Friday, except for holidays and when the college is closed.

Overawards

Students may not receive federal student financial assistance that exceeds need, as determined by the difference between the cost of attendance (COA) and expected family contribution (EFC). Students who receive federal financial aid awards in excess of their financial need will have their assistance adjusted or reduced until they are no longer receiving an overaward. The student is responsible for repayment to the college of the over awarded amount. Students also should be aware that they cannot receive federal financial aid at two institutions which they may be simultaneously attending during the same term.

Financial Literacy

Prince George’s Community College is committed to promoting the financial health and well-being of our students, faculty, staff, and surrounding community. Financial literacy covers many things: budgeting, use of credit cards, insurance, tips on money management, and much more. Use the following links to find help in making good financial decisions.

https://pgcc.financialaidtv.com/

www.pgcc.edu/Paying_for_College/Paying_for_College.aspx